You deserve a loan that you can live with

Find the right type of loan or refinancing option the first time around. Work with a team of well-informed and client-focused professionals that help you lock in the best rate available.

Trusted by 100+ Texans

We take the time to follow up and follow through

Tailor-made Service

We’ll discuss your needs and expectations, so you only receive offers that best serve your interest, today and 10 years from now.

At Your Call

We’ll gladly answer all of your questions and leave no trace of doubt, so that you can act with confidence and peace of mind.

Above And Beyond

Get the best of both worlds with the help of a team that offers you competitive rates and honest, client-oriented services and counsel.

See-through Process

Be in control and in the know every step of the way. We’re transparent in our approach and like to keep in touch, so we’ll be at your service at all times.

Looking for a loan

Get pre-approved in no time and seal the deal on your dream house.
Get a rate quote

Looking to refinance

Know all your options before you’re ready to refinance on your own terms.
Get started today

Never settle for less

Why rush, when you could be one week away from a better score? Let’s review your updated information together to identify financing opportunities that serve your needs, now and in the future. 
Let's talk first

How it works

Discover our step-by-step process to know what to expect and prepare for.


Start your loan application online.


Provide the necessary documentation.


Get pre-approved after the application is reviewed.


Find a home you love and prepare for appraisal.


Wait for the underwriting team to approve your loan.


Congrats! You're ready to move into your new home.

Not sure where to start?

It can be daunting to take action when you don’t have all the facts. We’d be glad to connect and talk about your financial situation and answer all your questions before anything else. 
Let's talk first

See what our clients have to say about us

Gentec really do go above and beyond for you (…) Demond ended up saving us the entire amount of our closing cost.
Janet F.
Each step of the process came with detailed instructions and every question was answered promptly. I've never felt more confident at signing time!
Tairi M.
We were able to refinance our house in as little as 11 business days (…) saving us aprox. $35K in interest over course of loan.
Jim H.
Demond is by far the top lender I dealt with. He knew all the ins and outs of the business. Very knowledgeable and super honest.
Axam S.
I closed in less than 4 weeks, and Demond kept me informed every step of the way. This was my first home buying experience and it was a smooth one.
Gloria I.
Demond’s professionalism, communication and organization were top notch. (…) He worked endlessly to find me more funding for closing.
Bruce T.
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We’re ready to get to work for you