Low income? No problem.

With a credit score of 580, you can buy a primary residence with a down payment as low as 3.5%. The approval process is fast and you benefit from lower interest rates, compared with conventional loans. Buy any type of property with an FHA loan.


  • Lower credit scores accepted
  • Flexible debt-to-income requirements
  • Rates lower than conventional
  • Flat-rate mortgage insurance
  • Easy, streamline refinances


  • Minimum Fico (580)
  • Minimum 3.5% down
Fixed or ARM

Benefit from a fast approval process and low rates with an FHA loan